Frequently Asked Questions
How much can I borrow?
This will depend on the lending company and your net pay. A loan of £500 is typical. How long will it take to get approved?
Borrowers can get approved within hours of applying online, depending on the lender. Will a poor credit history hinder me from getting approved?
This will not factor into the decision-making, although most lenders need to be assured that there will be sufficient funds available on payday to cover the advance. How will I pay back the lender?
Typically the lender will withdraw a minimum amount from your account each payday, an amount that may also include interest. What if I get paid weekly?
Most lenders will simply move the calculations to the fourth payday after the advance. Do you contact current or former employers?
The only time lenders will do so is to check whether or not you are currently employed with them; hence their need for references.
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