While different banks may have their own particular requirements regarding access to their online facilities, generally the basic requirement for all existing online services is an Internet-capable home computer.The first step to getting started with online banking is to register for the service with your current bank. Your bank will then authorise your account for online transactions and you will be given a password or PIN that also serves as your online banking ID. After you have all this information, it should be just a matter of going online as you normally do with your computer and going to the website specified by your bank to start using the available online services right away.Some banks may require you to use proprietary software on your home computer in order to access their online facilities. In some cases, this software can integrate with certain applications you may already have installed such as Quicken or Microsoft Money, in order to let your software interact with the bank’s online service. The bank’s website may even offer special spreadsheet templates and forms that you can use with Microsoft Excel to record or keep track of your transactions.
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